Medical Aid – Summary

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FMH

CELLMED

GH

PH

Foreign Treatment*

Yes

Yes

Yes

Yes

Age Limit

65

No age limit 69

No age limit

Annual Benefit Range*

USD 5 000 to 200 000

USD 13 000 to  33 000 USD 17 000

USD 5 000 to 42 000

Waiting Periods

GP Consultation

Immediate

Immediate Wait

Wait

Emergency Care

Immediate

Immediate Wait

TBC

Chronic Benefits

4 months

Immediate

3 months

N/A

Specialist Treatment

4 months 6 months 6 months 6 months
Hospitalisation Range

USD 2 000 to 40 000

USD 5 000 to 13 000

USD 10 000

TBC

Private Hospitals

Yes

Yes Yes

Yes

Adult Premiums Start From

£22

£46 £52

£8

Funeral Grant

Yes

Yes Yes

ADD ON

Specific COVID-19 Cover

Yes

No No

TBC

*depending on plan chosen
gladysMedical Aid – Summary